Between approximately 7:45 p.m. and 9:30 p.m., bartenders at Big Jim’s Tavern served four Long Island Iced Teas to Alan Wickliff. Shortly after leaving Big Jim’s, Wickliff drove his vehicle into a car driven by William Roland Stine, who dies as a result. At the time, Wickliff was intoxicated and had a blood alcohol level of 0.21. Proper-Owners Insurance had issued a Commercial General Liability Policy to Big Jim’s that was in force and effect. The policy excluded bodily injury for which Big Jim’s was liable by reason of causing or contributing to the intoxication of any person or furnishing alcoholic beverages to a person under the influence of alcohol. Property-Owners asked a court to rule the policy provided no coverage for Wickliff’s death. Was Property-Owners correct?
Subject; MKTG1130-Business Regs and Compliance
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