Question: Beatty bought a Toyota Celica and gave it to his daughter as a gift. He retained title to the car but had it delivered to her for her use. The daughter was in an accident in which the car was totaled. The insurance company refused to pay any insurance proceeds to the daughter, claiming that as the father had an insurable interest in the car, the daughter could not have had an insurable interest. Is the insurance company right? (Beatty v. USAA Car Ins. Co., 954 S.W.2d 250)