1. If you are under age 60, long-term care insurance has probably not been a major concern to date. Based on your family health history, your financial situation, and any long-term illnesses that you have, should you look into getting a policy? Why or why not?
2. Referring to the personal cash flow statement you developed, complete the following worksheet to determine your disability insurance needs. If you input this information in the Excel worksheet, the software will create a chart showing your sources of disability income.
