Problem:
Just so you can have an idea of what our discussion debate was about: In October of 2005, our bankruptcy laws were substantially changed. In particular, the new law makes it harder to file and changes the Homestead Exemption.
In my case I was assigned to argue against this law such as 'What did it change; why were those changes bad? I answered this questions already I only need help with this last question please.
Do you think that the new laws will cause a decline in bankruptcy filings in the long run or will they pretty much stay the same?