Avoiding and managing debt is hard


Avoiding and managing debt is hard. Things cost so much money that it's hard not to spend more than you make. The bills pile up, the utilities cost a lot, and going to the grocery store is expensive too. Then once those bills are paid, someone in the family gets hurt and needs to go the doctor or an unexpected bill comes in like car tags or something. We are told to just use cash and not use credit cards to help stay out of debt. Who's going to pay those extra monthly bills if it's not the credit cards? Avoiding and managing debit is too hard. 

150 words in which you do the following:

o Identify which paragraph was more effective and analyze why this is so.
o Include a discussion of sentence variety and the rhythm of the author's writing. 
o Focus on the writing rather than the opinions presented. 
o Underline your topic sentence. 

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English: Avoiding and managing debt is hard
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