Avoiding and managing debt is hard


The five sample paragraphs are below. choose two at random to read. Note that the paragraphs represent a range of quality. some have errors and do not flow effectively.

Avoiding and managing debt is hard. Things cost so much money that it's hard not to spend more than you make. the bills pile up, the utilities cost a lot, and going to the grocery store is expensive too. then once those bills are paid, someone in the family gets hurt and needs to go to the doctor or an unexpected bill comes like car tags or something. We are told to just use cash and not use credit cards to help stay out of debt. Who's going to pay those extra monthly bills if it's not the credit cards? Avoiding and managing debit is too hard. 

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English: Avoiding and managing debt is hard
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