For the Module 1 Session Long Project, answer the following questions in a 4- to 5-page paper:
Explain the type of health insurance coverage you currently have (you do not need to provide the name of your insurance company):
Insurance Product (e.g., HMO, PPO, POS, Indemnity, or others).
Source (employer, government, parents, or others).
Out-of-pocket costs: co-payments and deductibles.
Level of coverage (e.g., 100% coverage or 80% coverage with 20% coinsurance).
Major limitations on choice of providers. (a) Are you required to choose a primary care physician? (b) Are there limitations on use of out-of-network providers? (Refer to your insurance handbook or website and include details.)
Explain the process of seeking health care (starting from making an appointment to receiving all the required services) under your health plan for the following scenarios:
You need to have your annual physical examination.
You need to see a specialist (e.g., ophthalmologist, neurologist, or orthopedic surgeon).
You need to be admitted to the hospital for elective surgery (non-emergency).
How does public health differ from personal health?