Another woman is looking to purchase her primary home in the Cleveland Suburbs. She has enough for a 20% down payment and an income of $40,000 per year. However, her FICO Score is 600. The prime Interest Rate for 30-year Mortgages is 4.75%. She has a car payment of $400 per month and a Student Loan Payment of $200 per month. The home she finds has 70 Effective Property Tax Mills and Homeowner’s Insurance Costs $50 per month on every $100,000 of Home Value. How much can the woman pay for the home? How large of a mortgage will the bank allow her take out?