First Bank has some question as to the tax-free nature of $5.70 million of its municipal bond portfolio. This amount is excluded from First Bank's taxable income of $56.20 million. Management has determined that there is a 65% chance that the tax-free status of this interest can't withstand scrutiny of taxing authorities.
Assuming a 35% tax rate, what amount of income tax expense should the bank report? (Enter your answer in millions to 2 decimal places.