After careful comparison shopping, Dustin Creamer decides to buy a new Toyota Camry. With some options added, the car has a price of $21,000 - including plates and taxes. Because he can't afford to pay cash for the car, he will use some savings and his old car as a trade-in to put down $11,000. He plans to finance the rest with a $10,000, 48-month loan at a simple interest rate of 10 percent. what will his monthly payments be? $ per month.