Adam paul strege aps opened a checking account at us bank


Adam Paul Strege (APS) opened a checking account at U.S Bank. Just below his signature card for the account, he wrote, “Call if I bounce a check”. APS bounced several checks and each time U.S Bank covered those checks, but it did not notify APS of the bounced check status. The result was that APS continued to write checks and U.S Bank had to request funds from him to cover the overdrafts in his account. APS refused to pay the amount due because he argued that U.S Bank had breached its agreement with him to report all bounced checks. Discuss whether U.S Bank had the obligation to notify APS of bounced checks.

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