A variable rate demand loan showed an initial balance of, Financial Management

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A variable rate demand loan showed an initial balance of

A variable rate demand loan showed an initial balance of $12000, payments of $5000 after 18 months, $4000 after 30 months, and a final payment after 5 years. Interest was 11% compounded semi-annually for the first two years and 7.5% compounded monthly for the remaining time.

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