A type of credit transaction all of us are familiar with is a credit card transaction. I receive some type of credit card solicitation at least once a week from various banks. Here’s a couple of questions for us to consider: Do you feel banks are behaving responsibly when it comes to who they solicit for credit and the way they solicit them? Banks are required to provide potential consumers with certain information about the card being offered. Is this required disclosure information helpful to the credit card customers as they consider whether or not to accept the offer for the credit card from the bank? Why or why not? (Do not provide a list of the disclosures – we want to discuss whether or not the information provided is helpful and, if so, how it is helpful.)