A patient visits a clinic. He incurs $5 in travel costs and has a copayment of $25. The clinics total charge is $75. The clinic spends $10 to bill the insurance company for the visit and uses resources worth $45 to produce the visit. The insurance company pays the clinic $35 and spends $8 to process the claim. Describe the cost of the visit from the perspective of the patient, the clinic, the insurer, and society. Fill in the table.