A health insurance policy pays 60 percent of physical


A health insurance policy pays 60 percent of physical therapy costs after a $360 deductible. In contrast, an HMO charges $23 per visit for physical therapy. How much would a person save with the HMO if he or she had 12 physical therapy sessions costing $90 each?

Savings with HMO $

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Financial Management: A health insurance policy pays 60 percent of physical
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