A 3 year financial project is forecast to have net cash inflows of $20,000, $25,000, and $30,000 in the next three years. It will cost $50,000 to implement the project payable at the beginning of the project. If the required rate of return is 0.25 and the anticipated inflation rate is 3%, after conducting a discounted cash flow calculation, what is the net present value (NPV)? a) $20,437 b) $2,640 c) $-2,640 d) $4,811 e) $-4,811