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Determine present value of future income

The present value of future income is: (1) calculated by multiplying future income by the percentage interest rate. (2) higher, the higher the interest rate. (3) lower, the higher the interest rate. (4) unaffected by the interest rate. (5) purely objective, and not subjective at all.

I need a good answer on the topic of Economics problems. Please give me your suggestion for the same by using above options.

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