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Describe "in-market" mergers

Describe "in-market" mergers?
An in-market merger is one which takes place among two banks operating in the similar geographic area, normally a city or metropolitan area. The merged institution frequently ends up with more than one branch in the similar neighbourhood and consequently may close overlapping offices. All mergers in a market or not result in some redundancies, and hence present opportunities to save costs through eliminating certain internal systems or merging some products and services.

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