Risk Management: The procedure of identification, examination and either acceptance or mitigation of uncertainty in investment decision-making. Fundamentally, risk management takes place anytime an investor or fund manager analyzes and tries to quantify the potential for losses in an investment and then it takes the suitable action (or inaction) given their investment objectives and risk lenience. Insufficient risk management can outcome in severe effects for companies and also individuals. For illustration, the recession which start in 2008 was largely caused by the slack credit risk management of the financial firms.