DISCUSSION POST
1. What's the difference between a budget, and the process of budgeting? What's more important?
2. Why is credit card debt so dangerous to our long-term goal of creating wealth?
3. Do we spend money rationally? Why is this observation important?
The response should include a reference list. Double-space, using Times New Roman 12 pnt font, one-inch margins, and APA style of writing and citations.