Which is most appropriate to use in describing the annual, Finance Basics

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Which is most appropriate to use in describing the annual

What distinguishes an ordinary annuity from an annuity due? What distinguishes an ordinary annuity from a deferred annuity? If a cash flow is the same amount each period, ad infinitum, how do we value the present value of this series of cash flows? Which is most appropriate to use in describing the annual growth of the value of an investment: the arithmetic average growth rate or the geometric average growth rate? Why?

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