Relationship between banks-credit card-loan companies


I am currently working on a research project on UK universities students' buried in debts. The main purpose of my research is to find out the causes, consequences, and solutions to universities' students who are in debts.

First of all, I really need some suggestions on where I can find credible resources for my research, therefore please provide some useful journals (research paper) about student in debts

And my other questions are:

1) What are the causes of students burying themselves in debts? And what other companies that target students to borrow money?

2) What is the relationship between banks/credit card/loan companies and universities students?

3) How do organizations solicit university students into borrowings?

4) What are the main business objectives of those companies? what are their marketing strategies?

5) How do students get themselves into debt crisis/trouble?

6) What are the consequences for universities' students who are buried in debts?

7) What are the solutions for universities' students who are buried in debts?

8) In order to construct my research, what are the research philosophies and approaches should I adopt into my research, for example: Positive Epistemology etc.

9) What will be the limitation for my study?

My study will be based on UK universities student, therefore please try to use resources from UK. Therefore please provide your advice as detailed as possible.

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Finance Basics: Relationship between banks-credit card-loan companies
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