In 2017, Dave is in an indemnity medical plan with a $1,300 annual deductible and an 85/15 split after the deductible. So the Coinsurance is 85%.
Part a : On 2/15/2107, Dave injuries his arm and goes to the emergency room. The cost of his visit is $1,500. How much of that bill is Dave’s responsibility?
Part b : On 5/13/2017 Dave falls off a ladder and breaks his leg. His hospital stay costs $7,000. How much of the bill is Dave’s responsibility?