Class, I'm sure many of you remember the Publisher's Clearing House sweepstakes - like me, some of you may even have been a finalist for the super prize of $10 million. :-) If you did win this prize, you would not actually receive a check for $10 million. Instead, you would receive $500,000 per year for 20 years. Imagine that you actually were the lucky winner. From a purely financial standpoint, would you be willing to accept $8 million today rather than $500,000 per year for the next 20 years? Why or why not? What non-financial factors might also be considered?