13 Bankers, The Bankers' New Clothes, and the prologue to Regulating Wall Street all tell a story about financial innovation and deregulation matched with increasing financial instability. Drawing on these three readings, write a 2-3 page essay response that discusses the relationship between financial regulation, bank practices, and financial crisis. For full credit, you should use specific examples from 13 Bankers and The Bankers' New Clothes that illustrate the effects of specific changes described in the prologue of Regulating Wall Street. How, intuitively, did these changes bring about the financial crisis of 2008, and how was Dodd-Frank supposed to prevent that from happening again? Based on the examples that you use, do the authors of Regulating Wall Street think that Dodd-Frank will effectively keep those destabilizing practices from resuming?