Question: Clyde Anderson received a letter from his automobile insurance company notifying him that it would not renew his policy that was set to expire on February 28. Anderson did not obtain another policy, and, on March 1, at 2:30 a.m., he struck another vehicle, killing two men. Later that day, Anderson applied for insurance coverage. As part of this application, he indicated that he had not been involved in any accident in the last three years. The new policy was effective as of 12:01 a.m. on March 1. Will the estates of the two dead men be able to recover under this policy?