For each of the items below, choose the area of bank management that would be responsible for the item.
1. Liquidity management
2. Asset management
3. Liability management
4. Capital adequacy management
a.___ Deciding to retain earnings in order to prevent insolvency.
b.___ Researching other local banks to determine appropriate rates to pay on certificates of deposit.
c.___ Calculating ROE and ROA.
d.___ Ordering more currency from the Federal Reserve to bolster vault cash.
e.___ Investing in securities with high return and low risk.