U-Sell, Inc. is a business that purchases homes, makes improvements, and provides financing for its buyers. On January 1, 2008, U-Sell closes a deal for the sale of one of its homes. U-Sell and the buyer agree on a contract price of $575,000 for the home financed over 20 years. U-Sell charges 10% APR and interest is payable each month based on the outstanding principal balance. In addition to interest, fixed principal payments are due each month. U-Sell, Inc. purchased the property for $305,000 and spent $45,000 on improvements. Assuming all required payments are made by the buyer, how much profit/loss does the company report in 2010? What is the total amount collected from the buyer in 2010?