Your life insurance company has just offered you a 20-year annuity-due. If you pay a one-time premium of $8365 today, in 35 years, your insurance company will pay you an annual amount of $10,000 per year for the 20 year term of the annuity-due. The insurance company can earn 18% interest on their investments annually. You believe that you can earn 6% on your investments annually. What is the estimated profit your insurance company can expect to have at the end of 35 years after deducting the amount of capital required to fund your annuity due? Round to the nearest dollar. Solution format to include $, commas and decimal points.