Problem: Donald Rump is the owner/operator of an unincorporated consulting firm with 8 employees. Over 50% of the firm's revenue is generated by his one web-designer. Donald is convinced the designer would never leave his employ, but is worried that he could become ill, or injured, or even die. What insurance solution would you offer Donald to help to give him peace of mind? Question options: Group life coverage on all of his employees. A term life key person policy on the web designer, payable to Donald. A term life key person policy on Donald's life, payable to his estate. Individual term life insurance on the web designer, payable to his wife.