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What do you think about the validity of credit ratings

Finance Problem

What do you think about the validity of credit ratings? Do the criticisms of RAs have merit? Can the current credit rating system be improved? If so how?

The response must include a reference list. Using Times New Roman 12 pnt font, double-space, one-inch margins, and APA style of writing and citations.

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Finance Basics: What do you think about the validity of credit ratings

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