Question: Tyler knows that he will eventually have to transfer the funds from his RRSP into a RRIF, or use the RRSP funds to purchase a registered annuity, unless he is willing to take the full amount of the RRSP as taxable income. What is the latest time that Tyler can make the transfer of the funds from his RRSP into a RRIF? The latest time that Tyler can make the transfer is his 65th birthday. The latest time that Tyler can make the transfer is the end of the year in which he turns 71 years of age. The latest time that Tyler can make the transfer is the end of the year in which he turns 69 years of age. The latest time that Tyler can make the transfer is his 69th birthday. The latest time that Tyler can make the transfer is the end of the year in which he turns 70 years of age.