You are a new purchase manager and are offered credit terms of 2/10 net 30 for a piece of medical equipment your nonprofit needs immediately. The non-profit is short of cash at the monument, but government reimbursement is within 15 days and past history has shown that the federal payment has always been on time. The bank is willing to make a short-term bridge loan for an annual interest rate of 7% what should you do-borrow the pay for the equipment and the interest charge from the bank, while taking advantage of the trade credit terms, or wait for the government payment and pay before the end of the net thirty-day term? Make the necessary calculations and report your recommended action.