Mr. Alston Jacan is covered under a group health insurance policy administered by his employers Nigeria Steel, Inc. This policy has an annual deductible of $8,000 and a coinsurance of 80%. Mr. Jacan presented medical bills on two occasions. The first bill in the sum of $7,000, how much reimbursement is he entitled to? He later submitted further medical bills amounting to $55,000, how much reimbursement is he entitled to?
Explain the decisions taken.