If the interest rate is 9 compounded monthly for the first


Could someone show me how to do this question on Excel?

" A 10-year annuity pays $1,900 per month, and payments are made at the end of each month. If the interest rate is 9% compounded monthly for the first four years, and 7% compounded monthly thereafter, what is the present value of the annuity."

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Financial Management: If the interest rate is 9 compounded monthly for the first
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