You are the Chief Risk Officer (CRO) for a small community bank located in a town of about 100,000 people. The institution has one building, which is the bank itself. The bank has a two-lane drive-thru, as well as a walk-up automated teller machine. There are 18 full-time employees and 12 part-time employees. Your job as the CRO is to design a complete risk management program, covering both perspectives of traditional risk management and financial Enterprise Risk Management. In your paper, go through the step-by-step risk management processes that were presented in the course (see Module 4 in particular). Identify and address at minimum ten risks, with at least three each from traditional risk and ERM. You are expected to provide clarity and thoroughness in your explanations, and focus on risks that a business owner/bank manager would need to be legitimately concerned with. Please do not choose trivial examples. In your paper, address how the Risk Management Goals presented in Module 1 of the course will be attained. They are: Tolerable Uncertainty Legal and Regulatory Compliance Survival Business Continuity Earnings Stability Profitability and Growth Social Responsibility Economy of Risk Management Operations.