Problem: Laura has been living apart from her husband by marriage for over 20 years (never officially divorced). Laura is 78 years old and lives with her adult son in a condo. She owns the condo and has $250,000 in segregated funds. Laura is the sole owner of the condo and her children (3 adult) and grandchildren (4 minor, 3 adult) are named as beneficiaries on the segregated funds. Laura has a will, but no Power of Attorney Documents. What should Laura do to make sure she appoints a substitute decision maker? She wants to avoid conflicts with her kids. Meet with her family to discuss the best options. No need as her will is sufficient. Nothing as all her assets will bypass her will. No need as her doctor or attending physician can set this up if she is seriously ill.