Hand-to-Mouth is currently? cash-constrained, and must make a decision about whether to delay paying one of its? suppliers, or taking out a loan. They owe the supplier $ 12,000?, but the supplier will give them a 1.6 % discount if they pay by today? (when the discount period? expires). That? is, they can either pay $11,808 ?today, or $12,000 in one month when the net invoice is due. Because? Hand-to-Mouth does not have the $11,808 in cash right? now, it is considering three? options: Alternative? A: Forgo the discount on its trade credit? agreement, wait and pay the full $12,000 in one month. Alternative? B: Borrow the money from Bank? A, which has offered to lend the firm $11,808 for one month at an APR? (compounded monthly) of 11.5%. The bank will require a? (no-interest) compensating balance of 4.9% of the face value of the loan and will charge a $110 loan origination? fee, which means? Hand-to-Mouth must borrow even more than the $11,808. Alternative? C: Borrow the money from Bank? B, which has offered to lend the firm $11,808 for one month at an APR of 15% ?(compounded monthly). The loan has a 0.9 % loan origination fee.