Future Value of Annuity. Michelle is attending college and has a? part-time job. Once she finishes? college, Michelle would like to relocate to a metropolitan area. She wants to build her savings so that she will have a? "nest egg" to start her off. Michelle works out her budget and decides she can afford to set aside $80 per month for savings. Her bank will pay her 5% per year, compounded monthly,on her saving account. per month for savings. What will be Michelle's balance in five years?