For the 2009 fiscal year, Lowe's Companies, Inc. reported an annual net income of $48,230,000. Assume the income can be reinvested continuously at an annual rate of return of 5.5% compounded continuously and that Lowe's will maintain this annual net income for the next 4 years.† (a) What is the future value of its 4-year net income? $ million (b) What is the present value of its 4-year net income? $ million