Do you feel financial institutions are necessary in the us, Finance Basics

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Do you feel financial institutions are necessary in the us

Problem

We have all heard stories of generations past who kept their money in unregulated places, such as hidden in a mattress or buried in tin cans, without worry or fear. Do you feel financial institutions are necessary in the Unites States? Why, or why not? Hypothesize how a lack of financial institutions would affect you personally.

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