Homework: Personal Budget Finance
Create a pro forma postgraduation budget in Excel. Evaluate your budget and submit one Excel file that includes both the budget and the evaluation. Estimate income that you will earn from your job after graduation. Include 5 to 10 expenses that you will incur (e.g., rent, student loan payments, cell phone, car payment, insurance, food, utilities).
In the evaluation (250words), answer the following questions in complete sentences:
a. Am I living within my means? Does my income cover my expenses? Do I have enough income to pay my bills?
b. Am I financially independent from my family?
c. Do I have an emergency fund?
d. Am I saving enough for retirement in my budgets/planning?
e. Do I have enough to start giving financially to others?
Format your homework according to the give formatting requirements:
a. The answer must be double spaced, typed, using Times New Roman font (size 12), with one-inch margins on all sides.
b. The response also includes a cover page containing the title of the homework, the course title, the student's name, and the date. The cover page is not included in the required page length.
c. Also include a reference page. The references and Citations should follow APA format. The reference page is not included in the required page length.