Assume that you are a financial adviser;a client has approached you seeking your advice as to whether they should place their money (e.g. $25,000) in to a long-term bank deposit (say 5 years) or invest it in one of the selected companies. Discuss potential risks and returns related to the above options using:
1. Relevant data provided by a bank of your choice. Please use the bank interest rate provided on the website of your chosen bank.
2. The 2011 and 2012 annual reports of two listed companies of your choice. Conduct a financial analysis of both companies. You should evaluate these entities' profitability, liquidity, financial stability and attractiveness as an investment.
Appropriate ratios (rounded to four decimal places) should be calculated to support your assessment of the companies. Please use Excel tables for calculation and export the tables to the word document. The report should contain a clear discussion and analysis of the ratios calculated. The workings and calculations for all the ratios must be included in the report.