Complete the questions below based on the following scenario: ABC Financial starts its first day of operations with $9 million in capital. A total of $130 million in checkable deposits is received. The bank makes a $25 million commercial loan and another $50 million in mortgages with the following terms: 200 standard, 30-year, fixed-rate mortgages with a nominal annual rate of 5.25%, each for $250,000. Assume that required reserves are 8%. a. Illustrate the balance sheet for ABC Financial. b. How well capitalized is this bank? Show your calculations to support your answer. c. Calculate the risk-weighted assets and risk-weighted capital ratio after ABC’s first day.