(The cost and benefit of university education) The average income of a university educated in Canada is 65000 dollars per year. Assume the average cost of a person growing up to 22 is 20,000 dollars per year. Total cost is 440,000 dollars. Discount rate is 4%. The length of employment is 43 years, (65-22-43). Uncertainty rate is 30% per year. Please calculate variable cost, which can be regarded as the living cost for that person, and NPV of university education.