• Construct a personal retirement problem and solve it Determine the amount of invest funds you currently have available in all personal investments and self-directed and vested retirement accounts
• If you have investment in real estate include the value in your calculations of an investment that should appreciate and help support retirement
• Then determine how much you will be adding to your investments each year in the future
• Next, decide at what age you plan to retire
• Determine what annual investment return you expect to earn on your investments. You can use a different rate on each asset class
• Now calculate the future value of your current investments at retirement age
• Calcul retirement problem and solve it ate the future value of your additional annual savings
• Add all of the future values to determine the level of retirement funds or assets you will have at retirement
• Justify your return rate by explaining what you plan to invest in and its historic returns