At a 95 discount rate what is the difference in the present, Financial Management

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At a 95 discount rate what is the difference in the present

Tara receives $450 on the first of each month, Jon receives $450 on the last day of each month. Both Tara and Jon will receive payments for the next four years.

At a 9.5% discount rate, what is the difference in the present value of these two sets of payments? EXPLAIN

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Financial Management: At a 95 discount rate what is the difference in the present

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