Question: This article analyzes predictors of online identity theft victimization and fear using survey models grounded in routine activity, self-control, and media effects. Actual victimization is linked to high online exposure, risky behaviors-public Wi-Fi, password reuse, oversharing-weak cybersecurity practices, and prior victimization. Fear is shaped more by cybercrime media consumption, low computer self-efficacy, and gender, with women reporting higher fear after controls. The partial divergence between risk and fear implies different interventions: behavior change to reduce incidents (MFA, password managers, updates, phishing awareness) and confidence-building education to lower fear. The authors emphasize tailoring prevention to distinct determinants rather than treating risk and fear as identical. Reword as a high school senior writing. Need Assignment Help?