A light-duty pickup truck has a manufacturers suggested retail price (MSRP) of $13,000 on its window. After haggling with the salesperson for several days, the prospective buyer is offered the following deal: "You pay a $1,235 down payment now and $253 each month thereafter for 39 months and the truck will be yours. The APR at this dealership is 2.5% compounded monthly. How good a deal is this relatve to the MSRP?
The difference of the offer is S or % against the MSRP (Round the first answer to the nearest dollar Round the second answer to two decimal places.