Equipment-financing: Businesses can acquire equipment through different types of equipment finance like chattel mortgage, leasing and business loans. Equipment Leasing is a popular way of equipment finance. Under this method, the person who lends or who owns the equipment leases it to a business at a monthly flat rent rate. After the expiry of the lease, the business entity can purchase the equipment, return the equipment or continue taking the existing machinery on lease. It is quite easy to get this finance, as the amount required is less than $150,000/-